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Understanding Pre-qualification and Pre-approval

  Buyers ask me all the time what the difference is between Pre-qualification and Pre-approval. If you are considering the purchase of a new home or selling your home, you may be concerned with the issue of finance. If you are a buyer obtaining the right mortgage is a key step in the home buying process, but it does not have to be a stress inducing one. Talk to your lender before you make an offer. Most lenders offer pre-qualification, pre-approval, or both to help you know where you stand. Get Prequalified and be up front about the source of your down payment money. A good lender will explain the true costs of borrowing to you so you can comfortably afford the home you want as well as the monthly payments. Sellers should always ask if a buyer that wants to see their house is already pre-qualified. Pre-qualification: Is a preliminary estimate of how much you can afford to pay for a home based on information you provide. Because credit and employment information are not validated fo

RE/MAX ~ More Than 48 Years of Outstanding Agents & Outstanding Results

  From a single office that opened in 1973 in Denver, Colorado In other words, great things happen when driven individuals come together and treat real estate as a profession. And that, in a nutshell, is RE/MAX, and the reason for my decision to choose RE/MAX Harbor Country my brokerage of choice.   RE/MAX Balloon is easily recognized logo of Real Estate Excellence   RE/MAX Cares For more than 45 years, RE/MAX agents help Children’s Miracle Network Hospitals® support millions of kids each year. Customer service – built on a foundation of drive, experience, and education – is the cornerstone of RE/MAX success. The RE/MAX track record built over the past 45 years is proof that a focus on the customer's needs, backed by the ability to deliver, remains as important as ever.    Learn About The RE/MAX network's unique history   Still based in Denver and led by CEO Adam Contos, its parent company, RE/MAX Holdings Inc., is publicly traded on the New York Stock Exchange as RMAX. D

Here are 12 reasons why you need a Realtor, whether you are Buying or Selling a Home.

Buying a house is not as easy. Here are 12 reasons why you need a Realtor , whether you are Buying or Selling a Home.   There is a mountain of paperwork and legal issues that need to be dealt with. Using professional assistance from a Realtor is the only way to go.   1.       Your Realtor can help you determine what you can comfortably pay for a home. They    can get you in touch with a mortgage specialist.   2.      Your Realtor has many resources to assist you in your home search. Sometimes the property you are seeking is available but not actively advertised in the market, and it will take some investigation by your agent to find all available properties.    3.      Your Realtor can assist you in the selection process by providing information about each property. Agents who are Realtors have access to a variety of informational resources. Your Realtor can provide local community information on utilities, zoning schools, etc. There are two things you will want to know. First, w